Excess Cargo Coverage Up to $15M per truck - Instantly Bound
- When $100,000 is not enough — get excess coverage
- Full Value Protection or Additional Insurance (Excess Coverage) for high-value shipments
- Get our free quote calculator with your first booking
- Designed for high-exposure and high-value loads
INSTANT QUOTE HERE
Excess Cargo Coverage
Get Freight Insurance Instantly. Backed up by A+ Rated Insurance Carriers. Real People. Real Support. Get Freight Insurance Instantly. Backed up by A+ Rated Insurance Carriers. Real People. Real Support. Get Freight Insurance Instantly. Backed up by A+ Rated Insurance Carriers. Real People. Real Support. Get Freight Insurance Instantly. Backed up by A+ Rated Insurance Carriers. Real People. Real Support.
Excess Cargo Insurance for High-Value Shipments
Protect High-Value Shipments Beyond Standard Limits
When the value of your shipment exceeds your carrier’s primary cargo coverage, Excess Cargo Insurance steps in to protect the remaining exposure.
If the shipment is worth $500,000… $2 million… or even $15 million — the primary policy is not enough.
That gap is your risk.
Excess Cargo Insurance provides additional limits above the carrier’s primary cargo policy, ensuring your full shipment value is protected from pickup to delivery.
Who Is Excess Cargo Insurance For?
If you are contractually responsible for the cargo or want to eliminate uninsured exposure, this coverage is essential.
Excess cargo coverage is ideal for:
- Freight Brokers
- 3PLs
- Freight Forwarders
- Heavy Haul Carriers
- Project Cargo Managers
- Importers & Exporters
- Shippers moving high-value loads
FULL VALUE PROTECTION
Full Value Protection ensures your shipment is insured for its total declared value — not just the carrier’s limited liability.
Many carriers operate under limited liability based on weight or contractual limits. That means in a loss, recovery may be far below the actual cargo value.
Full Value Protection allows you to:
- Declare the true shipment value
- Secure coverage up to that amount
- Avoid partial settlements
- Satisfy shipper contract requirements
TRUSTED BY FREIGHT OPERATORS NATIONWIDE
21,000+ Satisfied Customer Worldwide
Fast, reliable coverage for our shipments.
“We move high-value components every week and Freight Insurance Direct has been the most dependable insurer we’ve used. Getting a certificate takes minutes and claims are handled quickly. Highly recommend for anyone in logistics.”
Saved us during a major shipping delay.
Easy to work with and very competitive pricing.
Get Instant Coverage for Your Freight!
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